About Building Resilience Index (BRI) Software

Building Resilience Index (BRI) is a web-based software developed by IFC to support building developers, insurers and lenders in assessing and reporting location specific climate related risks and risk mitigation measures utilized. It includes only those climate variables potentially impacted by climate change that are most material for buildings alongside volcanic, fire, and seismic risks.

The objective is to provide a simple self-declaration system for developers applying for construction finance to identify and address risks for the property, while simultaneously providing a platform for banks and insurance companies to understand the potential risk of the asset.

This unified system to assess risk and resilience across different sectors (all building types), provides consistent definitions for all actors and increased transparency to ultimately support enhanced resilience in developments for any region and reduced risks for all involved. It also aims to suggest resilient strategies that stakeholders can consider for implementation. When paired with the EDGE green buildings certification, they ultimately de-risk projects and achieve cost-effective means in delivering both emissions mitigation and resilient buildings. It will also aim to provide an indication of the cost and benefits of the main adaptation strategies in future developments of the software.

The following notes provide simple and practical guidance to building developers and other stakeholders for the management of climate change risk and the development of buildings that are more resilient to the current and projected climate change impacts.

  • FINANCIERS (Construction or mortgage financing) and INSURERS: Banks can use this rating to understand the level of risk associated with the investment. Provide financing to support resilient housing at lower interest rates or other forms of financial incentives. Insurers can provide lower insurance premium. The bank, insurance company shall not be not liable for any potential risk or misrepresentation of data by asset owners.
  • DEVELOPERS: This tool can be used as a self-declaration document by the building developers when they apply for funding. As a benefit, there is an increase of their branding and reputation as well as improvement on their legal compliance. However, they may see an increase on the development costs to include higher resilience standards. The liability of construction quality stays with the developer, engineering and design firms, and the contractor.
  • BUYERS (Demand side): Resiliency may or may not impact a buyer's purchasing decision, as affordability (monthly payments) is one of the key decision factors. But over the time with higher transparency in the market the buyer behavior may change toward safer home and buildings.
  • NATIONAL GOVERNMENT (Regulation governing climate resilient building standards): while governments enforce construction codes. Resilience index can push the market beyond the basic requirements as well as create skills in the market for better adoption of construction codes. Also bringing banking and insurance sector would be beneficial to low levels of compliance and enforcement of local codes.
  • LOCAL GOVERNMENTS: Developing incentives such as reduced property taxes or streamlined development approvals can be the tools to facilitate scaling up the resilience buildings.

RISKS Overview

As a self-declaration BRI software requires information to be filled by the user with regards of the applicability of the risk to the site, the level of impact, the standards and mitigation measures taken for the asset. With this information then the Resilience status will be identified.


Probability that the risk/hazard/climate change impact can occur at the site of the project. An indication of the 'Likehood' can be found in section 'Risk Map' (Pg. 14), or alternatively as a guide www.thinkhazard.org can be used. ThinkHazard website has a functionality that enables to zoom in the map up to the town/region (approx. 20km zoom) and gives an indication of the level of hazard or likelihood.

However, the five options available in the drop-down list are explained as follows:

  • Not applicable: When historically there are no records to the risk reported, and when climate change predictions do not account for variations for that driver.
  • Very Low: When historically there are no records to the risk reported, but climate change predictions account for slight variations for that driver.
  • Low: When historically there are no records to the risk reported, but climate change predictions account for variations for that driver.
  • Medium: When historically there are few records to the risk reported, or when climate change predictions account for variations for that driver.
  • High: When historically there are many records to the risk reported, or when climate change predictions account for high variations for that driver.[CC1] 

An Innovation of IFC

Building Resilience Index software is an innovation of IFC, a member of the World Bank Group.

IFC, 2121 Pennsylvania Avenue, NW
Washington, DC 20433